What can expect after a partial loss?

10/9/2022 (Permalink)

Fire damage in a Cottage Grove, MN kitchen home

What can be expected following a partial loss?

It's one thing to have a fire in your Cottage Grove, MN home. It's another to have a partial loss that damages some of your property without taking everything. It can be challenging to get back on track after an event like this, but there are steps you can take to mitigate the damage and make sure things don't get worse than they already are. Here's what you should know about dealing with a partial loss:

Furniture

If your furniture was damaged, there are a few things to consider. First, determine if any of your furniture is covered by insurance. If yes, then you can breathe a sigh of relief knowing that it will be restored or replaced. However, if no or part of it isn't covered by homeowner's insurance (usually anything over $10K), then you'll need to decide whether or not to get rid of the damaged items and purchase new ones instead. 

Some furniture can be restored; others cannot—and this includes antiques and more expensive pieces such as sofas and armchairs. The best way to know for sure is by contacting an appraiser who specializes in antique restoration work; however, here are some general guidelines:

Floors

The floor is a big part of the home and can be damaged by smoke, fire, or water. It may need to be cleaned and disinfected after a partial loss. If the flooring is not damaged, it can be left as is.

If you have any concerns about having your floors cleaned after a partial loss, contact us where we have years of experience cleaning up after fire and smoke damage.

Fire restoration can be a long process.

The process of fire restoration can be long, and it can be stressful to watch your home go through the process. In addition to being expensive, you may not know what to expect from this type of loss or how much time it will take for your home to be restored.

First, you should know that there are two types of fire restoration: partial and full. A partial loss means that only part of your home was destroyed by smoke damage, while a full loss means that everything in the house has been damaged by heat and smoke. If you have experienced a partial loss, then call an expert who specializes in this type of loss so they can help determine how much work needs done before moving forward with repairs or rebuilding plans (if necessary).

While the process of fire restoration can be long and complex, it’s important to remember that your home is worth it. You don't have to deal with this alone—we are here for you every step of the way. Give your local SERVPRO a call or contact us online today!